Housing market still "extremely complicated"
Homeowners looking to build a conservatory or a pool house may also be interested to hear their property could be worth more than it was at the beginning of the year.
A recent report revealed house prices rose in the second quarter of 2009 following a 2.6 per cent fall in the three months to the end of March.
The average increase was 3.8 per cent, according to the Department of Communities and Local Government (DCLG) figures.
Commenting, haart business relationship director Alison Beech explained the market remains "extremely complex".
"Although first-time buyers are still having problems obtaining mortgages, there are some good shared equity schemes around," she stated.
Ms Beech added there was a need for more people to get on the property ladder and called on lenders to help this occur.
She stated there are "a number of elements contributing to challenges" faced by the market.
The DCLG statistics show house prices are still down 10.7 per cent on last year.