While just after Christmas may be a time of tightening purse strings for some, gardeners will know that spring is just around the corner and will be considering where to invest in their gardens.
Some may desire a greenhouse but be worried about the prospect of affording it while paying the day-to-day bills.
However, price comparison site moneysuperparket.com has conducted research that shows homeowners could free up as much as £2,500 over the course of 2009 just by switching to the most competitive deals on household bills.
Mortgages, loans, credit cards, insurance, utilities and telecommunications costs can all mount up over the course of the year, but the research shows that shopping around for the best deal could save the average household a small fortune.
Even those with savings can maximise the interest they earn on them by shopping around for the best deal.
An example of how a seemingly little change can make a big difference can be found in the fact that just a one per cent reduction in interest payments on a £150,000, 25-year capital and interest mortgage can save as much as £1,000 every year.